Reviews | Best Business Loans December 2025

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Business Loans Line of Credit SBA Reviews Articles

Business Loans Reviews

We've reviewed the top business loans companies to help you make the best decision for your business loans needs.

Business Loans Reviews

We've reviewed the top business loans companies to help you make the best decision for your business loans needs.

Business Loans Reviews

Fundera In-Depth Review

Fundera, founded in 2013 and acquired by NerdWallet in 2020, is an online business loan marketplace designed to simplify small business financing. Unlike traditional lenders, Fundera doesn’t originate loans but connects users with its curated network of over 25 lending partners. Businesses can access a variety of financing options, including term loans, SBA loans, merchant cash advances, invoice financing, and business lines of credit. With a focus on transparency and support, Fundera enables business owners to compare pre-qualified loan offers in one place through a single, soft-credit-check application.

August 18, 2025

Biz2Credit In-Depth Review

Founded in 2007 by Rohit and Ramit Arora, Biz2Credit operates from New York (and Noida, India), serving small businesses across the United States with fintech-enabled financing tools. Leveraging advanced analytics, it delivers rapid, tailored funding experiences. Over the years, the platform has facilitated more than $8 billion in capital across over 200,000 businesses, earning the company a 4.7-star rating on Trustpilot. This scale, combined with proprietary financial tools like the BizAnalyzer®, reflects Biz2Credit’s evolving approach to data-driven business lending.

August 18, 2025

OnDeck In-Depth Review

OnDeck is a U.S.-based online lender founded in 2006 and now operating under Enova International. It specializes in small business financing and offers two primary products: term loans and business lines of credit. Term loans range from $5,000 to $250,000 and have repayment options up to 24 months, while lines of credit extend up to $200,000 on revolving 12-month terms.

August 18, 2025

Lendio In-Depth Review

Lendio, founded in 2011, is a fintech marketplace that connects U.S. small businesses with over 75 vetted lenders, banks, credit unions, and online funders through a single application. As of 2025, it has facilitated over $16 billion in funding and served more than 400,000 businesses. Lendio doesn’t issue loans directly; instead, once a borrower completes a brief online application that typically involves a soft credit check, they are matched with lending options across a spectrum of loan types. This model is designed to simplify the borrowing journey by eliminating repeated applications to multiple lenders.

August 18, 2025

Lendzi In-Depth Review

Lendzi, headquartered in Los Angeles and founded in 2020, is an online loan marketplace that connects U.S. small businesses with a network of over 60 vetted lending partners. Since its inception, it has facilitated more than $500 million in funding for entrepreneurs across the nation. It caters to a broad spectrum of borrowers, including startups, established businesses, and those with less-than-ideal credit, matching them with financing options that suit varied purposes such as working capital, equipment, inventory, payroll, or refinancing.

August 18, 2025

LendingTree In-Depth Review

LendingTree, established in 1996 and headquartered in Charlotte, NC, is a prominent U.S. online lending marketplace that connects business owners with a wide network of financing partners. It simplifies borrowing by offering a single secure form that triggers matching with multiple lenders who then provide personalized offers, such as rates, terms, and required documentation. Although LendingTree itself does not fund loans, its platform allows borrowers to compare options, including term loans, SBA loans, lines of credit, equipment financing, merchant cash advances, invoice factoring, and more. Users retain full choice and are under no obligation to accept any offers.

August 18, 2025

Fora Financal In-Depth Review

<span>Fora Financal</span> In-Depth Review

Founded in 2008 as Paramount Merchant Funding, Fora Financial has evolved into a direct lender, providing over $4 billion to more than 55,000 U.S. small businesses. Fora offers two primary financing options: term loans and revenue advances. These solutions are designed for quick working capital access. The application process is digital, and each applicant receives guidance from a dedicated Capital Specialist. This lender is especially well-suited for businesses that may not meet traditional bank requirements. With minimal paperwork and quick turnaround, Fora simplifies the path to business financing.

August 18, 2025

What are the most asked questions about commercial real estate loans?

What is the best commercial loan calculator for real estate loans?

Choose a calculator with monthly repayment, amortization, and interest breakdown features. The best commercial loan calculator shows what your monthly payment would be, your total loan costs, and more.

How do I qualify for an SBA real estate loan?

You’ll need strong financials, a viable business plan, and at least 51% occupancy of the property.

Where can I find the top commercial lenders today?

Compare banks, SBA-approved lenders, credit unions, and alternative lenders online or via a commercial mortgage broker.

How can I refinance commercial real estate at the best rates?

TUse equity, improve your DSCR, and apply when rates drop. If you are eligible, consider SBA refinancing programs.

What affects commercial mortgage rates today?

Interest rates depend on market trends, borrower strength, and the lender's risk appetite.

Can asset-based lending be used for real estate?

Yes, especially for construction or rehab loans where the property secures the funding.

Our Top 3 Picks

Fundera

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Biz2Credit

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OnDeck

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