Businesses looking for access to quick cash can turn to Fundera business loans as an alternative solution. Traditional bank loans can take time for approval to process and have strict requirements. With Fundera, businesses can acquire access to crucial capital, whether looking to get your start-up off the ground or replace equipment. Fundera has a range of financing options so even if your business is new or has poor credit, you may still have options

Founded in 2007, Biz2Credit provides an online platform for business loans, connecting borrowers with their large network of banks and financial institutions. Biz2Credit has arranged $8+ billion in loans for thousands of small businesses, earning the company a 4.6-star rating on Trustpilot.

Founded in 2011, Lendio has become the leading small business lending marketplace in the US. They offer a number of loan products including a business line of credit, ACH loans, SBA loans, equipment financing, and more. Small business loans range from as little as $5,000 all the way up to $25 million. Repayment terms vary between three months to twenty-five years and rates vary according to lender, but typically range between 3% to 30%. Upon qualifying, Lendio matches prospective businesses with one or more of their 75+ financial institutions, meaning businesses with a range of financial needs and credit scores can qualify.

Lendzi is an online lending platform that provides small business loans to entrepreneurs. It offers competitive rates, flexible terms, and quick pre-approval. Lendzi loans range from $5,000 to $2 million, with flexible repayment terms. Loan rates start at 6% and depend on the loan amount, credit score, and other factors. As a result of the company's partnership with over 60 lenders, you can easily find the right lender for your business. Lendzi's experienced leadership team carefully selects lenders to connect entrepreneurs and business owners with the right ones. Regardless of your credit history, Lendzi will work with you to find a lending option that fits your needs.

Having distributed $3 billion in funds to support over 35,000 businesses, Fora Financial has an impressive track record. With a range of funding options, they focus on providing quick and efficient solutions to their clients. With Fora Financial, applicants can experience speedy turnarounds, often being approved and funded within 24 to 48 hours. With flexible funding, business owners can spend the funds as they see fit, empowering them to make decisions that best suit their growth. What sets Fora Financial apart is its commitment to personalized service. Clients are assisted by Capital Specialists who develop relationships and assist them with making business-oriented choices.

OnDeck provides flexible business loans between $5,000 and $250,000 as well as lines of credit for up to $100,000. With the easy application process, businesses can apply online or call support to get started. Their system only takes minutes to review the application, and once accepted, businesses can expect to receive their money in as fast as 24 hours. Although OnDeck accepts applicants with credit scores of 625 and above, they require businesses to have an annual revenue of at least $100,000 to qualify.

American Express® Business Line of Credit is a good option for small businesses looking for financing with short repayment terms. Instead of filling out paperwork, applicants provide their revenue data by connecting a business checking account, payment platform, or bookkeeping software. The application process is straightforward, and borrowers can get their funding in a timely manner. However, it charges fees, and its rates can often be higher than its competitors.

In business since 1998, LendingTree operates an online lending service connecting borrowers with their network of reputable lenders, banks, and credit partners. When applying for a business loan, lenders will compete to provide the best offer. That means businesses can shop around for ideal rates and terms. Through LendingTree, businesses can secure a loan between $2,000 to $1,000,000. Once approved, LendingTree borrowers can receive their money as quickly as 24-48 hours. APRs vary between each applicant and typically range between 6.5% to 9%. The service offers a variety of different business loan types including small business loans, SBA loans, short and long-term loans, business line of credit, working capital loans, equipment financing, accounts receivable financing, and business credit cards.