Overview

If you’re looking for working capital that you can access whenever you need, Revenued business loans have you covered. Rather than providing a loan, Revenued purchases a portion of future receivables to provide working capital. Once approved, businesses receive a prepaid business card with working capital that they can access when they need it.

Overall, Revenued makes sense for businesses that only expect to carry a short-term balance or are looking to rebuild credit. Businesses can expect fast funding within 24 hours without a hard credit check requirement. Their factor rate-based finance charges could save money for those looking to repay over several months.

Revenued Business Loans At-A-Glance

• Prepaid business card
• Based on revenue, not credit
• Fees of 10-50% of the amount borrowed
• Swipe card or request cash

Features

Revenued’s Flex Line + Business Card

The Revenued Business Card Visa gives businesses access to working capital that they can access as needed. Businesses can use the card to make purchases or request a cash withdrawal.

Based on Revenue, Not Credit Score

Even businesses with less-than-ideal financial history could still qualify, and the application does not require a hard credit check to qualify. Revenued bases their approval on revenue, and purchases a portion of future receivables in exchange for a prepaid business card.

Mobile App Management

Easily manage your account using the mobile app to see your balance, make payments, check transactions, and view payment history.

Increase Credit as Your Business Grows

As your business revenue grows, your spending limit increases automatically.

Application Process

You can handle the entire application online and the process takes as little as an hour to complete. During the application process, you’ll just need to prove your cash flow. Once approved, Revenued will provide a login to access funds within 24 hours.

Before accepting, you can determine whether or not you want to move forward based on the spending limit and factor rate. This flexible process gives businesses the chance to compare financing options before committing. Free online resources available on the Revenued website can also help in the decision-making process.

Loan Terms

Rather than base your rates and terms on credit history, Revenued business loans provide a prepaid business card based on future receivables. Once approved, you’ll have access to working capital whenever you need. Keep in mind that Revenued charges 10-50% of the amount borrowed.

Revenued business loans make sense for businesses looking for quick access to working capital without relying on credit. Their factor rate-based financing could save money for businesses looking to repay over several months.

Revenued Business Card + Flex Line doesn’t come with perks like travel, gift cards, or online shopping offered by traditional business credit cards. However, these business credit cards also rely on credit to qualify and can charge high APR on unpaid balances.

Repayment Terms

Once approved for a prepaid card, your offer will include a spending limit based on your business revenue and factor rate. Typically, Revenued charges anywhere between 10% and 50% of the total amount borrowed. Terms vary based on the financial health of your business and may require a daily, weekly, monthly, or yearly repayment plan.

Revenued business cards do not come with an annual fee. In addition, you won’t have to pay an APR, like other business financing options. However, Revenued does charge a hefty overdraft fee of $35 per day.

Customer Support

If you have any questions, you can contact support by phone at 1-877-662-3489, live chat, or by filling in an online request. Their website also offers free online resources to help businesses learn more about their financing options before committing to an offer.

So what do customers have to say about their experience? Revenued has earned an impressive 4.7 out of 5-star average on Trustpilot based on hundreds of reviews. Customers love the excellent service, smooth application process, and fast funding.