Reviews | Best Business Loans

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Business Loans Line of Credit SBA Reviews Articles

Business Loans Reviews

We've reviewed the top business loans companies to help you make the best decision for your business loans needs.

Business Loans Reviews

We've reviewed the top business loans companies to help you make the best decision for your business loans needs.

Business Loans Reviews

Biz2Credit In-Depth Review

Founded in 2007 by Rohit and Ramit Arora, Biz2Credit operates from New York (and Noida, India), serving small businesses across the United States with fintech-enabled financing tools. Leveraging advanced analytics, it delivers rapid, tailored funding experiences. Over the years, the platform has facilitated more than $8 billion in capital across over 200,000 businesses, earning the company a 4.7-star rating on Trustpilot. This scale, combined with proprietary financial tools like the BizAnalyzer®, reflects Biz2Credit’s evolving approach to data-driven business lending.

August 18, 2025

OnDeck In-Depth Review

OnDeck is a U.S.-based online lender founded in 2006 and now operating under Enova International. It specializes in small business financing and offers two primary products: term loans and business lines of credit. Term loans range from $5,000 to $250,000 and have repayment options up to 24 months, while lines of credit extend up to $200,000 on revolving 12-month terms.

August 18, 2025

Lendio In-Depth Review

Lendio, founded in 2011, is a fintech marketplace that connects U.S. small businesses with over 75 vetted lenders, banks, credit unions, and online funders through a single application. As of 2025, it has facilitated over $16 billion in funding and served more than 400,000 businesses. Lendio doesn’t issue loans directly; instead, once a borrower completes a brief online application that typically involves a soft credit check, they are matched with lending options across a spectrum of loan types. This model is designed to simplify the borrowing journey by eliminating repeated applications to multiple lenders.

August 18, 2025

Fundera In-Depth Review

Fundera, founded in 2013 and acquired by NerdWallet in 2020, is an online business loan marketplace designed to simplify small business financing. Unlike traditional lenders, Fundera doesn’t originate loans but connects users with its curated network of over 25 lending partners. Businesses can access a variety of financing options, including term loans, SBA loans, merchant cash advances, invoice financing, and business lines of credit. With a focus on transparency and support, Fundera enables business owners to compare pre-qualified loan offers in one place through a single, soft-credit-check application.

August 18, 2025

Lendzi In-Depth Review

Lendzi, headquartered in Los Angeles and founded in 2020, is an online loan marketplace that connects U.S. small businesses with a network of over 60 vetted lending partners. Since its inception, it has facilitated more than $500 million in funding for entrepreneurs across the nation. It caters to a broad spectrum of borrowers, including startups, established businesses, and those with less-than-ideal credit, matching them with financing options that suit varied purposes such as working capital, equipment, inventory, payroll, or refinancing.

August 18, 2025

<span>Fora Financal</span> In-Depth Review

Fora Financal In-Depth Review

Founded in 2008 as Paramount Merchant Funding, Fora Financial has evolved into a direct lender, providing over $4 billion to more than 55,000 U.S. small businesses. Fora offers two primary financing options: term loans and revenue advances. These solutions are designed for quick working capital access. The application process is digital, and each applicant receives guidance from a dedicated Capital Specialist. This lender is especially well-suited for businesses that may not meet traditional bank requirements. With minimal paperwork and quick turnaround, Fora simplifies the path to business financing.

August 18, 2025

LendingTree In-Depth Review

LendingTree, established in 1996 and headquartered in Charlotte, NC, is a prominent U.S. online lending marketplace that connects business owners with a wide network of financing partners. It simplifies borrowing by offering a single secure form that triggers matching with multiple lenders who then provide personalized offers, such as rates, terms, and required documentation. Although LendingTree itself does not fund loans, its platform allows borrowers to compare options, including term loans, SBA loans, lines of credit, equipment financing, merchant cash advances, invoice factoring, and more. Users retain full choice and are under no obligation to accept any offers.

August 18, 2025

FAQs about business line of credit loans

What is a business line of credit for small businesses?

A business line of credit is a revolving credit source that businesses use on demand, paying interest only on what they borrow.

How do I apply for credit for business online?

Choose a lender, upload documents like tax returns and credit data, and submit the business credit application. Many lenders offer fast approval and funding within 24 to 48 hours.

Who offers the best business line of credit loans?

Compare traditional banks for lower rates and online lenders for speed. Review rates, limits, fees, and repayment terms before you apply.

What credit score is needed for a business LOC?

Depending on the lender type, you may need a personal credit score between 600 and 680. Traditional banks usually want higher scores and more business history to approve you.

Should I get a business LOC or a term loan?

Get a line of credit for flexible access and recurring needs. Choose a small business loan for large, one-time expenses.

Our Top 3 Picks

Biz2Credit

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OnDeck

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Lendio

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